Chapter 13

Sound, Professional Chapter 13 Bankruptcy Advice

A Chapter 13 bankruptcy filing is a highly structured choice, designed to protect your assets when Chapter 7 is not sufficient. Let Thomas Betker of Betker Bankruptcy Law of Saint Joseph, MI, help you decide which filing works best for you.

Because Chapter 13 is often a more drawn out process than Chapter 7, you will make weekly or monthly payments to a trustee, who then disperses the money to your creditors. The payments, usually a percentage of what is owed, keep your non-exempt assets out of your creditors' hands and keep you from having to pay interest on your unsecured debt.

Advantages of Chapter 13 Bankruptcy

To protect your home from foreclosure by catching up on delinquent mortgage payments or real estate taxes
To protect your vehicle by restructuring high-payment loans or high-interest loans, or by paying off balances that exceed the value of your vehicle
To obtain a discharge of unsecured debt when your income is too high to qualify for Chapter 7 bankruptcy

Let us apply our 17 years of bankruptcy experience to help you through the complicated situations you face.

“We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.”

Disclaimer: This website provides general information on bankruptcy as a public service. The information is intended - but not promised or guaranteed - to be current and correct. The content of the website should be construed only as advertising, and no attorney / client relationship is created by viewing the contents of this website, by filling out and submitting any contact forms or by requesting a free case evaluation.

Call today to arrange your FREE initial bankruptcy consultation.

269-983-5777

Save your home, car, retirement funds, and more!

Thomas Betker maintains the largest bankruptcy practice in Berrien & Cass Counties, Michigan. He also assists clients in Northern Indiana and other Michigan Counties.